Loans
Support when you need it
Count on Maritime Credit Union to provide you with the financial support you need, offering favorable loan terms and valuable insurance coverage. We provide the support you need with our comprehensive loan offerings with these key features:
- Loans of up to 2yrs repayment period
- Loans are secured by other members in good standing or a collateral
- Loans are insured against death and total permanent disability
- Low interest of 3% reducing balance ( i.e. 19.5% per annum)
Requirements
- Membership of MACCU
- Regular savings
- Punctual loan repayment record
- No loan default/outstanding loan anywhere
- Gainfully employed (regular source of income)
- Physically fit (no health issue of concern)
- Certified 3 most current pay slips and Bank Account statement (if on payroll)
- 2 or 3 guarantors (at least one must be a member in good standing)
- Adequate collateral to fall on in case of default - as required
- Confirmation of residence (copy of utility bill)
Covered Uses
Business
Expansion
If you’re looking to grow your business, our loans can provide the necessary funds to purchase additional goods, expand your shop space, or invest in other business expansion opportunities.
Fill Cash
Flow
Gaps
For regular income earners who may face temporary cash flow gaps, our loans can help bridge the financial shortfall until your next paycheck or income arrives.
Asset
Acquisition
Whether you need to purchase equipment for your business or a home appliance for personal use, our loans can assist you in acquiring the assets you need.
Education
Financing
We understand the importance of education. Our loans can be used to finance school fees or provide financial support for your educational needs.
We offer competitive rates that can help you meet your financial goals while keeping your borrowing costs low. Whether you’re looking for business loans, personal loans, education financing, or any other credit needs, we have you covered.
How our credit union works
The Maritime Credit Union (MACCU) is a member-owned financial cooperative serving seafarers, maritime industry workers, their families, and the local community. Operated under the Ghana Co-operative Credit Union Association (CUA), MACCU offers high interest rates on savings and a range of tailored financial services. As a member, you benefit from competitive returns, personalized solutions, and the collective success of the cooperative, fostering financial stability and prosperity.
Joining MACCU means becoming part of a community of like-minded individuals who prioritize financial empowerment. With a comprehensive range of services, including savings accounts, loans, and investments, MACCU is your one-stop destination for your financial needs.
Contact Us
Ofoliwa Palaza
Opposite Regimanuel Estate
Near Nungua Barrier
Sakumono Road
P.O. Box SK 1279
Sakumono Estate
Accra Ghana
T: +233-(0)55 771 4197 (Sakumono)
T: +233-(0)54 585 2059 (Amasaman)
E: info@maritimecreditunion.com
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